Taking Out a 401k hardship withdrawl

by Martina
(Athens,Michigan,USA)

I have a 401k of $ 5943.18, and because I have been on short term disability since 10/6/2010, there are a lot of financial difficulties accumulating.

I don't foresee the possability of me returning to work , since I will not be able to fullfill my job requirements anymore after the wrist surgery.
So I was wondering if you could possibly tell me all the taxes and penalty amounts, or if I would qualify for the waiver, and maybe direct me to a webpage of the letter I need to write to the 401k company.

Thank you,
Respectfully,
Martina